Disclaimer This site is provided as a convenience to the user. It is not intended to be a legal document. Therefore, if in any instance of information provided within this site differs from that of the actual insurance policy or that of any official employer information, the actual insurance policy or employer information shall always prevail. Any use of this site, whatsoever, shall constitute user's acceptance and agreement that the employer and all individuals associated with the creation and maintenance of this site shall be held harmless for any loss. If user does not agree with the above statement the only possible remedy would be immediate exit from this site and discontinuance of its use.